Worked example: a consultant's first year, tracked properly

Illustrative example again — a composite, not a real customer.

April: our consultant registers as self-employed, receives a UTR, and creates a free AVERQIS account. One client record — themselves — with the business details filled in properly from day one.

Monthly: income and expenses estimated with the income tax calculator. Fifty free calculations a month is generous for one person; the point is the habit, not the limit.

September: a VAT registration question arises after landing two larger contracts. The VAT calculator answers the turnover-threshold question in minutes, with the band maths visible rather than asserted.

January: Self Assessment season. Every figure needed for the return already exists as a dated, saved calculation. The return takes an afternoon instead of a lost weekend.

Total paid: £0. The free tier exists precisely because this journey should not require a subscription decision before the business has income.